Commercial Lines

General Liability

General liability coverage is a staple of the commercial side of insurance. If you open a business you inherit liability for customers and patrons who step foot in your business, or for who you are doing work for. This is the coverage you need to protect you from those risks.

Commercial Auto

Certain businesses require your vehicles to be insured under a commercial auto policy and not a personal auto policy. We can help with that too. We can get you on the road and working in no time!

Worker's Compensation

The law requires employers to carry worker's compensation insurance so that their employees are protected in case of injury on the job. At Affordable Insurance Services we can easily help you obtain the coverage you need to give your hard workers peace of mind.


Sometimes certain businesses require a third party guarantor to obtain a license to operate. We see this with car dealerships, but they can arise in other situations. Let us know if you require a surety bond!

Business Owners Insurance

 Business owners insurance is coverage is a package that includes both property and liability coverage. If you own a business, this type of policy may cover your needs without the hassle of multiple policies with different companies.

Missouri Medical Cannabis

Recently the State of Missouri voted to legalize medical cannabis. Here at Affordable Insurance Services we hope to lead the way in the new industry. More information will be posted on our website in the days leading up to the 2019 application submission process for businesses.